| thanks david , iam currently renting one apartment {55sq mtr} near ppl sq{5 min walk from xinzha road metro staion}. i am paying 2700rmb as rent fee and i have cash in hand 200,000 rmb , i am thinking to put this 200,000 rmb as deposit and around 400,000 rmb get as mortgage , so i will end up paying around 3000rmb {a little more also no problem} as installment ,,and i will have equity on my deposit and monthly payout ,,,that means no need find new apartment everyyear no rise in monthly expense and get some equity ,,just by bearing some inconvenience of walking 10 {instead of 5 minutes from subway} and living few more stations away from ppl sq....; am i dreaming too much?,,actually apartment i stay is also for sale around 13000-14000/sq metre , so i think 10000 is possible too! |