| Sorry, David (Давид) (I have been i Bryansk, Russia), but a car insurance have to cover all the īdamage you make to others, eg. when you slam into a crowd of school children and kill them all, or you hit a bus, who later runs off the mountain road and..., etc. That's why I have an insurance in my home country worth of 11.000.000 Euros. JUST IN CASE ! I guess there has never been this amount actually paid to the victims, but it will cover most of it if you're prosecuted for this WORST accident. It is not considered the value of your OWN car (YOU make the damage, so who cares about YOUR car). It is what you have to pay for the damage to others. Remebmer, I pay less in my home country for a much higher coverage, because people ther drive much more considerate and carefully. The basic school teaches the children how to behave in the traffic as well. CCP - begin here. In Europe most countries have 7 years of traffic training in school... |
Living Cost in Shanghai - Driving